0121 803 8003 info@mimgroup.co.uk

MORTGAGE BROKERS AND INSURANCE ADVISOR

We are a team of qualified, professional advisors who will see your mortgage through from initial application to completion. Our advice is tailored to your individual needs and is delivered with your interests at heart. 

Contact UsOur Services
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FIRST TIME BUYERS

Here at MI Mortgages, we understand that buying your first home can feel overwhelming. We’ve all been there, and as brokers, we have now assisted many first-time buyers in making their experience as smooth as possible. We take care of the entire application process for you, keeping you updated along the way.

Home Movers

Moving homes can be an exciting experience, through viewing new properties and areas. However, having to manage your current property, alongside purchasing, can make it more stressful than your first time. We want to make this time easier for you, by managing the full process for you. All you need to do is find your ideal home and provide us with the documents we require, and the rest is for us to sort out.

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Buy to lets

Whether you are buying your first investment property or already hold a portfolio, it is important to be advised along the way. When purchasing an investment property, you are required to put down a higher deposit than when buying a residential home. This is typically a minimum of 25%. We will work together to figure out what will work best to meet your goals as an investor. Please note that Buy-to-Let Mortgages are not regulated by the Financial Conduct Authority,

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Limited Company Buy to Lets

Whether you are buying your first Ltd Company investment property or already hold a portfolio, it is important to be advised along the way. When purchasing an Ltd Company investment property, you are required to put down a higher deposit than when buying a residential home. This is typically a minimum of 25%. We will work together to figure out what will work best to meet your goals as an investor.

Protection

Taking out a mortgage is a big commitment, so protecting yourself and your loved ones is key. Life is unpredictable and we want to help you avoid being stuck in a tough position. Being diagnosed with an illness or even passing away while holding this debt, can cause immense strain for all parties involved in the mortgage, even the ones who are not. For a premium a month, you can protect yourself from all these risks. 

 

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Subprime

Got bad credit? Don’t assume that you won’t be able to get a mortgage. Subprime refers to a loan granted to individuals that are struggling with mainstream lenders to get a mortgage. We have access to multiple lenders who offer these services so be assured, we will try our absolute best to find you a deal.

REAL SUPPORT & REAL PEOPLE

WE ARE ALWAYS HERE FOR WHEN YOU WANT ADVICE, NOT JUST A QUOTE.

Our advisers specialise in understanding each of our customer’s individual needs so we can recommend the most suitable products.

What You Can Expect From Us

OUR VISION

We are committed to serving our clients as trusted advisors providing diversified solutions across residential mortgages, consumer buy to lets, business buy to let and bridging finance.

OUR PURPOSE

We help our clients build portfolios by providing the best impartial financial advice.  Our mortgage and protection specialists are available to provide you with advice whenever suits you best.

OUR VALUES

We are guided by values and principles that will continue to be at the core of everything we do to help us provide our clients with the best impartial advice.

Happy Customers

Harminder was amazing! Always happy to help and answer any questions we had, explained everything really well, we were first time buyers and didn’t have a clue! Harminder and MI Mortgages were brilliant and helped us in the journey of buying our first home 🙂 would highly recommend!

Mrs E from Wolverhampton

October 2021

Very friendly and professional staff. Every part of the journey was brilliant, cant fault them in anyway. Very clear information is provided and the speed of work was very impressive.

Mr and Mrs D from Birmingham

November 2021

Always a fantastic service. Very professional and time efficient. Thank you all. A*. I can’t think of any factors that need improving as their service is already brilliant! We were most impressed with the professionalism and quality of service.

Mr and Mrs H from Oldbury

January 2022

I am a first time buyer and so the mortgage process was all very new to me however, Harminder answered all of my questions thoroughly and explained everything very clearly. I was a little sceptical spending the money to go through with MI Mortgages however, my experience proves that it is worth it. I have numerous friends looking to purchase their first property and I have encouraged them to go through MI Mortgages. I was most impressed with the quick response turn around time. The genuine care they take in making sure you understand everything and wanting to get you the best deal possible.

Miss C from London

February 2022

They are very friendly with their client and satisfy all the demands of the customers.

Anonymous

March 2022

Great service throughout the duration of the process. Harminder was great and did exactly what he said he was going to, Highly recommend. Harminder reassured us with everything and made the whole process stress free.

Mr and Mrs L from Wolverhampton

April 2022

 

Very helpful staff specifically Mr Kular

Mr S from Birmingham

May 2022

Fantastic communication and a very friendly team. Nothing to improve, keep up the good work team. We were most impressed with the communication and the speed of the work.

Mr and Mrs D from Kings Norton

July 2022

Very flexible with appointments. Very quick and responsive to our needs. Listened, guided, understood and supported us brilliantly.

Mr M and Miss R from Newport

August 2022

Great efficient service.

Mrs A from Erdington

Sep 2022

The whole process was very quick, was kept updated throughout. Everything was perfect.

Mrs B from Dudley

November 2022

Thanks again boys, all was very good. Very impressed with Pardeep. many thanks.

Mr L

December 2022

 

Great team who are always customer focused. I was most impressed with the speed that things got done and great communication.

Mr M from Birmingham

January 2023

Kulraj went over and above during a very timely process. We were impressed with the hassle free process.

Mr and Mrs F from Wolverhampton

February 2023

Applications were done very quickly and efficiently after helpful advice was given. Best deals were found and offered.

Mr B and Mrs K from Wolverhampton

March 2023

Very efficient and understanding of my situation, went above and beyond my expectations. I was most impressed with Bally’s patience and thorough evaluation of my circumstances.

Mr A from Wolverhampton

March 2023